We also werent able to get through to a representative when we tried calling. A long story but also caused a ripple effect and we are now homeless. No customer services available. Knoxville web design and hosting by Slamdot. It's Dec.2, 2022 and two of my credit bureaus accounts are showing last reported Oct. 1 and on my Experian, it's showing that I'm at my limit on Sept. 30 and it hasn't changed although I'm a $0 balance. BankMobile has partnered with over 800 schools across the USA and successfully disburses refunds for over 5 million students each year. Sable is a horrible representation of digital banking. Bank of Internet. His work has been featured in print magazines and high-impact websites. I am now saddled with this stupid account just so I don't end up with a closed account on my credit history that I am working hard to rebuild. Allows you to make check deposits anytime, anywhere with the SmartBank mobile app. to take a picture of the back of the check, and repeat steps. The best alternatives to sablecard are TransferWise , Stilt and POINT. None It takes a couple of days for them to get back to you, and as I said, the chat is NEVER available these days. Secured credit absolutely worst credit builder ever guided me poorly. Sable has started with launching core banking products - checking, debit cards, and credit cards and may expand down the financial stack into any service an International may . I.e. I may be compensated through 3rd party advertisers but our reviews, comparisons, and articles are based on objective measures and analysis. I have a credit freeze on all three major bureaus as well as fraud alerts. Their slogan should be Sable - The only credit card with no card! At some banks, such as Chase Bank, you can even deposit your check onto your prepaid card using branch ATMs. Worst experience Ive ever had. But what happens when you deposit over $10,000? This credit card does not require a ss number OR a credit check to open. << /Filter /FlateDecode /Length 28156 >> That is the only reason I gave two stars. Restricted my account for a week giving no reason - I couldn't spend or access my money at all. The verification process usually takes under 1 minute, although it can take up to 3 days if you upload an I-94 document instead of a visa. What We Offer Helpful Resources Access Member Benefits Get to Know Wellby 24/7 Mobile Check Deposit | Wellby Financial Sable has non-existent customer service and doesnt care if theres an error on your account. They assume the right to keep your money and basically hold your money hostage with no answers. But you cannot get the funds into your Sable bank account immediately -- you have to wait a few days for them to transfer (the transfer time is the slowest of any I can think of). Signup was easy. But I keep having problems. Scam. Stay away from the Sable secured card! So that does not work. This month is the 1st I deposited money into my account and transferred to credit account and now my account is blocked again. Annual Percentage Yield (APY) None. Overall I wouldnt even waste my time. After depositing money my account got blocked and there is no proper response from customer support. This company is a joke and click bait, I am a foreigner and use the Sable card for 3 months now. The rest of your deposit amount will typically be available the next business day (Monday through Friday, excluding holidays) if your deposit was made before 10:00 p.m. Central time. Direct deposit may be available up to 2 days in advance, but depends on when your employer sends paycheck data. You'll never receive a statement they don't send statements. Stay away from this company. Access and manage your bank account, debit card and credit card from anywhere, all through one easy-to-use Sable mobile banking app. Bank of Internet. Stay far away! They include but are not limited to, PNC, Chase Bank, Citibank, Bank of America, and Wells Fargo. When I ask when they will be shipped, I get the same answer. "I don't see any cards." Tried emailing, nothing. Funds for the secured deposit can only come from a Sable savings account. Company listings on this site DO NOT imply endorsement. If youre having similar issues, please reach out to the CFPB so Sable is shut down. Offering both debit and credit cards; . Someone at Sable opened a card in my name. Terrible company. Premium benefits like coverage in the event your covered cell phone is stolen or damaged (including cracked screens! The 10 Best Banks With Instant Mobile Deposit 1. The customer support is sub-par and I am still waiting on a response about why my credit reports say closed when my account is actually opened and it has been about a whole week now with no response. Guess what, once I have my $$, if I ever have my $$. After they accepted the first transfer into my account, they restricted it. US citizens can apply for either Sable card with just a social security number. Email response is very slow and phone number can not get you a real agent to talk with. Sable currently does not support joint accounts, authorized users, or shared account access. This is absolutely the WORST bank in history and I wish/hope there is a way I can sue them. If you had your Euquifax file in another country -- Amex can pull it and you will be basked in the excellence of the Amex service. The app needs some tweaking imo. But it does speak volumes about their lack of integrity. The developer provided this information and may update it over time. Everyone who is reading this please post this on every platform that you can think of. Don't make this card!!! Once your account is approved, youll be issued a virtual card that you can start using right away with Google Pay and Apple Pay and for online purchases. I told the lady it sounds like a scam. How to Log In to a Sable Credit Card Account Open the Sable mobile app. Well I have a SSN and I do have some credit history and they instantly rejected me. If you are "an International" -- the target audience Sable positions themselves for, do not bother. 9 months ago Updated At this time, we do not accept check deposits or mobile check deposits. WHAT A WASTE OF TIME. %PDF-1.3 All banks differ, but banks that allow mobile deposits usually accept all types of checks, including: Check with your bank for details, as not all banks allow mobile deposit. Joke !! I wish I could rate them ZERO. The content on this site is for informational and educational purposes only and should not be construed as professional financial advice. Since I have been on the road to unsecured that's when the problem started last month. Sign on to your account. This site and CardRatings may receive a commission from card issuers. Sable is an online-only bank that offers a zero fee promise no monthly fees, ATM fees, overdraft fees, or foreign transactions fees. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus . They bank on the non Americans not knowing the systems thats why they approve more of them then Americans! The interest rates of many popular credit cards are now hovering close to 30%. Have been using it for a while now and hadnt had any issues. The Sable credit cards have no annual fee and offer a rewards program. Sign the check and write For Mobile Deposit Only- SmartBank. No waiting in line required. Sable Instant transfers. Sable lets you deposit up to $10,000, which would give you a $10,000 credit limit. I explained the situation and her response was (11:28:39 AM) Alicia O.: Your account is currently blocked and under review. No hay telefono que te atienda. I told them it wasn't me. Please never work with them for your safety. SO EASY FOR A SCAMMER TO OPEN WITH SOMEONE ELSES INFO!!!! They closed it but when I requested a copy of the application, they hid behind the Fair Credit Reporting Act saying that I needed a Subpoena and a police report. Sable offers two secured cards (one debit card and one credit card) that enables anyone without a credit history or social security number to begin building credit. Stand up! Who knows if they made a fake visa foil for somebody using my visa information? Stay far, far away from Sable. No SSN required Start building credit before you even enter the country. No time to stand in line at the bank? Pay bills*. Here's what you need to know: Manage your accounts confidently and safely through our secure Online Banking platform. Worst customer service you could imagine. The notification you DO end up getting says something like, "Your payment is X days late." My phone cannot read fingerprints, and there is no way to turn off that alert. Those include: Jointly payable checks (there are some exceptions - call 1.888.725.2207 for details) Please flatten folded or crumpled checks before taking the photos. I called and the lady said it was closed due to inactivity. Associated Bank has hundreds of locations throughout Illinois, Minnesota and Wisconsin. Never got the bonus. They do not respond to emails and they do not answer the phone. In addition, youre never responsible for fraudulent purchases made on your card. And that bank thinks it's not responsible for Sable! I've been waiting since September 2nd and again on October 2nd for the callbacks that I was supposed to receive. Loved the cash back. I've jumped through every hoop Sable Money has to offer, making at least 15 purchases per month that total $250 or greater, having a credit limit of $200 or more, on-time credit card payments, a recurring deposit of at least $150 and yet to have my card unsecured. Sable stole all of my money, and locked my credit cards for no reason. Sable is a good digital checking account and card (8.2/10) which our experts recommend, particularly for its easy signup process and very low fees and exchange rates (9.3/10). Customers are advised to visit a check encashing service to get their checks deposited at this time. I was not able to EVER use the account. ", Really deserves 0 stars you cant even rent a car with the credit card. $5,000 or 20 checks per day or $10,000 per month. FIRE Qualification: 30 consecutive days qualified deposit ($6,000), spend ($2,000) plus a $199.99 Annual fee. All standard benefits, plus: 6% Cashback / 3.00% Savings APY / Unlimited Savings Goals & Virtual Cards / 2 mo. My wife and I open our account 9months ago and still we havent received our cards. Hassle to use, poor support, not as advertised. Will be working to close them if possible. Must have a Cadence Bank checking account or savings account to use Mobile Deposit; Must be enrolled in Online Banking; Must have the Cadence Bank app; Limits: Total Daily Check Deposit: $3,000; Total 30-Day Check Deposit: $15,000 ; Fees. Ive sent emails, Ive done everything I can think of to try to get answers, the redemption button worked the couple of times I used it, then suddenly it just stopped. This company is going down and id recommend anyone who use them to stop immediately and close the account. Lets work together and stop this from happening to other goodnpeoome. Its extremely frustrating that I cant speak to anyone live, I have tried, phone and chat, Nobody answered and nobody called back, and nobody responded while I tried to chat. Do not bother. Any court will back that up. The very next day my whole account was blocked. Without warning the close your accounts and use the excuse that there was not enough activity on your account to keep it open. First of all, their customer service is non existent. And it is SLOOOWWWW. Wells Fargo 5. They deposited a small amount of money and paid the 1st month 's balance. Trying to contact by app crashed the app or even my phone. Along with the rest of the bad reviews of people not getting their direct deposit I too am another customer that have been waiting for now going on 2 weeks without getting my funds. Copyright 2009-2023 Natural Intelligence Ltd. All Rights Reserved. But trust that they will keep your personal information and see it to their partners to solicit you without your knowledge of them making a profit off of your personal information. HR should be fully responsible for hiring people that have no or little experience with money. Horrible, muy decepcionante, el soporte tecnico muy pobre, siento que estan jugando con mi dinero. This is such a frustrating card to use. % The customer support is horrible and this really does not seem like a real financial institution at all. Don't have an account? I recently had a hack on account that had sables information linked to the account and was charged more than $400 for service that I did not order or authorize, but they investigated the matter and I receive my refund without any trouble whatsoever . I have not seen my card since, do not know if I dropped it there, maybe the parking lot, not sure. There are just SO many other options available for flexible secured credit cards these days, I would say this is the WORST. It doesn't require an SSS Number and you can build US credit history. never shipped my cards to me or my wife we applyed mounts ago and they never shipped them!!!
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