In the event that you fall into that category, please email us at, Yes. Will the prospective bonus be included in the consideration of my application by Insurent? And that wasn't even the worst possible outcome. The Green Dot primor card is unique among bad credit secured credit cards. Labeled Verified, theyre about genuine experiences.Learn more about other kinds of reviews. It was when I reached out to these apartments and asked around that no one had heard of these people. You will be liable for any amounts paid on your behalf plus any legal fees incurred to collect those amounts from you. Find out how we combat fake reviews. Where Renters Are Approved And Landlords Never Lose. I am a college or professional school graduate with a job acceptance letter. "Their excuse was that I must have not understood. More Approvals We have been around over 10 years now starting our business in 2009. At the most this process should take 3days. Guaranteed Apartment Approval helped us find the perfect apartment to begin our family. You received a message we cannot assist. Hold up your end of the deal and so will they. thanks for all your help to secure a new apartment. We usually prequalify within 30 minutes and send Qualification Certificates and issue the Guaranty within 24 hours. I submitted numerous apartment complexes and was told they are either not answering or returning their calls or they just dont want to work with them. View rentals, browse photos and more! Presently over 775,000 apartments representing over 8,000 buildings accept the Insurent Lease Guaranty. In the event that you stop paying your rent or breach any other provision of the lease, the landlord will still take legal action that includes the commencement of an eviction proceeding against you. Country Woods Apartment Homes. No scam, no fly by night company. It is important the lease is read fully and understood before signing it. In the rush and anxiety of finding a new apartment, you might be willing to pay whatever it takes to take the apartment you want off the market. We also process applications in the evening and on holidays and issue Qualification Certificates at those times. For Luxury Homes, Condos and Townhomes, All Apartments. Currently, the Insurent Lease Guaranty is applicable to apartments located in New York, New Jersey, Massachusetts, Illinois, Maryland, Virginia, Washington DC, Nevada, California and Florida. for ways to Increase their Employee Overall Job Satisfaction. We specialize in helping renters overcome rental barriers and qualify for housing by acting as a financial co-signer. Reviews not showing up on Google? CreditLoan.com has offered online personal loans with same-day approval since 1998. You can search the Insurent database of certified buildings. After youve completed your initial phone consultation, well email or text you an application link to start your file to get approved for a property of your choice. I got a lease guarantor for my apartment here in brooklyn. Rebate Offer | Their father (or some relative overseas or here) would not be a signatory on the apartment lease. If non-US, a minimum annual income of 27.5x the monthly rent OR cash liquid assets/publicly held securities of a minimum of 50x the monthly rent, and no US credit history required. We'll process and complete a credit application with your chosen management company. View the Tenant Participation Agreement. We can make it work. Work more efficiently with pre-approved renters. However, you may visit "Cookie Settings" to provide a controlled consent. I would not recommend that you do business with any type of business with Guaranteed Apartment Approval. If I have a roommate who will also be signing the lease, do we both have to apply for a lease guaranty, and pay fees? The cookie is used to store the user consent for the cookies in the category "Analytics". Award winning company since 2018. Our apartment guarantor service approvals are not credit-based. This cookie is set by GDPR Cookie Consent plugin. We help individuals with not so perfect rental history get approved for an apartment,rental home, townhouse or condo. The staff was very friendly, and worked with me to secure a lease. Browse 99 Apartments in Brea, CA. This business preys on those asking for help. Welcome to Acacia Terrace Apartment-Homes in Brea! Alternately, there might never have been a great property to begin with just a terrible apartment with good PR. Our helpful staff are waiting. The Insurent Lease Rental Bond Policy and The Insurent Lease Residual Value Policy are underwritten and issued by Argonaut Insurance Company, a property and casualty insurance company licensed in New York and other states. good luck finding another cosigner/guarantor - note: we never changed you a penny. GREAT LOCATION! We are a FREE referral service. Award winning company since 2018. The approval Please fill in the form below and we will respond to your message. Thank You! It's no surprise that it happens in real estate as well. The minimum deposit is $200, and the maximum is $3,000. They did not get approved. Need help Getting Approved. previous eviction, bankruptcies, 4.6. Insurent's hours of operation are Monday-Friday from 9:30 a.m. to 6:00 p.m. (EST), and Saturday and Sunday from 12noon to 5:00 p.m. (EST) excluding holidays. This is clearly stated on our website along with "regardless if you write a negative review" we will not be strong armed into helping you when we cannot. Your rent is guaranteed. These cookies ensure basic functionalities and security features of the website, anonymously. Like I said people stay away from this company. Copyright 2023 Apartment Approval Asap Powered by Apartment Approval Asap. "Never wire money to someone if you aren't confident they're who they say they are, because once you do, the money is gone. Ive been trying to call i need to know if you all help in nashville tn area. Information is copyrighted and school data provided by GreatSchools.org. Ryan Coon, CEO of online property management platform Avail, has seen it happen numerous times. I had lost my job two years ago and had an eviction on my record. --We provide US and international students, recent graduates, retirees, international employed, the self-employed, relocating persons, and persons with significant cash liquid assets with more approval opportunities. Just because I asked if this was a scam they started saying I was throwing out wild accusations!!! If a US student or US person with income less than 27.5x the monthly rent, the renter must have decent to good credit and a Responsible Party (normally a father or mother) who has a minimum annual income of 50x the monthly rent OR cash liquid assets/publicly held securities of a minimum of 80x the monthly rent. Can I qualify for the Insurent Lease Guaranty? Apartment hunting can feel like a virtual minefield of scams. Also, I have proof and pictures of how professional their staff is. Baron Christopher Hanson, a consultant who helps relocate corporate clients, has seen this con before. Companies can ask for reviews via automatic invitations. "Scammers place fraudulent listings, and when someone reaches out to them, they're instructed to wire money in order for them to hold it or take it off the market," he told Business Insider. LET OUR COURTEOUS STAFF GO OVER THE PROGRAM, AND ANSWER ANY QUESTIONS YOU MAY HAVE. Nothing was resolved no refunds were dispersed. i feel bad for those getting scammed by these ppl. However, what you can expect is an honest response from us, as always. We get you Approved.Fast Affordable Reliable. Worse, fraudsters who don't have legal authority to rent the apartment might try to get your first month's rent and run, and they are less inclined to draw up paperwork to make the con convincing. Update: our application is not on our website. After filling my BK13, these were the only people willing to work with me. Visnova is wonderful. Can I pay the Insurent Lease Guaranty fee in installments like car insurance and life insurance, and when do I pay the Insurent Guaranty fee? The Insurent Lease Guaranty is presently available for market-rate and rent-stabilized apartments only, and it cannot be utilized for rent-controlled apartments. This website uses cookies to improve your experience while you navigate through the website. As a photographer, Dave has photographed wolves in their natural environment; he's also a scuba instructor and co-host of several podcasts. I was able to secure an apartment Downtown Charlotte within walking distance from where I work, restaurants, and shopping! I think the review written by ********* *is 100% fake, written by the two scammers. Need No Credit Check Apartments or Lease Guarantor? They have ONE number that always goes to voicemail, but they always text. The property tooks only 3 hours total to send my approval!!!! We manually search for a match for you once we receive your request. If an international student, a Responsible Party (normally a father or mother overseas) who has a minimum annual income of 50x the monthly rent in their home country OR cash liquid assets/publicly held securities of a minimum of 80x the monthly rent in their home country or elsewhere. Anyone can write a Trustpilot review. Does the use of the Insurent Lease Guaranty mean that I cannot be evicted if I stop paying my rent or breach any other provision of the lease? It's easy and free to apply. process was a breeze and it helped us begin our new life together! The cookies is used to store the user consent for the cookies in the category "Necessary". We walk you thru the process. There are no fees for service here ((ever)), and no way for you to send us any money (on our website or otherwise). Total income including guaranteed bonuses are included in annual income. Birchwood Village Apartment Homes. The Insurent Program issues guarantees for non employed U.S. and non U.S. persons with significant cash liquid assets or marketable securities (here or abroad). With the application of a CPN (Credit Privacy Number), your private credit information is securely protected which affords the credit you need to yield a secure financial future. Lori is awesome! Vet the listing agent, either by using an intermediary service or by sleuthing the web site and making some phone calls. What happens if I have a co-tenant or roommate? Ready to rent a new Home. | Terms of Use I contacted these apartments myself easily and was able to get all my questions answered, some worked remotely so a simple email got the answers ****** and Ms. ***** told me they couldnt get. 4: MOVE IN In the event that you fall into that category, please email us at, Yes. Beat local competitors. We declined the appointment. I opened up the emails showing the price and fees we had prepared for and told the agent to either have it changed, or I will be renting my client her second-choice apartment. If she had wired any cash, it would have been gone without a trace. If your credit is not so great and youre spending money on application fees and getting denied, OneApp is the way to go. This fool wrote me a nasty text after first meeting him them pressure into giving by a deadline 3 hrs away. It's like having a whole new credit profile and starting over with zero credit and history. The best part is theyre Nationwide, so even if you have staff in Multiple States, They are helping me get a fresh start after a nasty divorce that ruined my credit history etc. We will let you know upfront if we have a solution for you. If your ready to find your new home let us help. The Insurent Lease Guaranty Program will help you rent your chosen apartment without having to find an individual co-signer or lease guarantor acceptable to the landlord. Thankfully, the same precautions can help navigate you through most common apartment scams safely. If two or more roommates will sign a lease (i.e., act as signatories), and if one of the signatories intends to apply for an Insurent Lease Guaranty, then all signatories must apply for a lease guaranty. Seeing a listing online isn't enough in an age when anyone can copy and paste photos and a description. 2ND CHANCE APARTMENTS | DCMA | We plan to expand the program to other major U.S. markets in the near future. Just trying to see if it allows me to post a reply.hmm.. Its fast, easy, and most importantly secure. The property may require other fees and deposits. Our Home Approval Program makes it easy. At that point I wasted 4 months and $1400. I've had no problems or issues the entire time I used their services. Or they should be able to explain why it is taking longer. Directly across the street from "Brea Gateway Center", a community center whose anchor tenants include Ralphs, Rite Aid, HomeGoods . In the event that the insurer is required to make any payments to the landlord on your behalf, you will be subject to legal action for the full recovery of any such payments and your credit report will be negatively affected. "They'll only show you one of the rooms, or not disclose it's right next to train tracks that'll keep you up all night," Coon said. After I found one i liked they started me with 500 towards my total service fee. By clicking "Accept All", you consent to the use of ALL the cookies. Fast Affordable Reliable. Per our website it states the minimum income for our program is $4,500 a month household income. Let our 6 years of second chance rental experience and team of case managers and rental specialist help you to rent again! We also ensure all reviews are published without moderation. We are specialists in helping renters with damaged credit qualify for apartment leases. If youre in a jam with an eviction on your record, this service is legit and can really help you get back on your feet if youre responsible and really serious about getting your rental history cleaned up. Who is the Insurer of the Insurent Lease Guaranty Program? However, with our relationships and resources, we may be able to get you approved for an eviction friendly apartment. You can tell by the grammer/spelling on their site and the grammer/spelling in the paragraph that it's definitely the same person. However, they didn't know I always get everything agreed in writing. I am self-employed and my earnings vary significantly from year to year. 1: APPLY Apply at a participating property. We can also combine parents to meet the above tests. If I pay the guaranty fee and do not receive the apartment, do I receive a refund. We spoke to experts and found out some of the worst apartment-hunting, Nardo's story is not uncommon. (The apartment was my name) I found this service several years later after finding that the eviction was still showing in the court records even though it wasnt on my credit. Our beautiful renovated homes offer spacious 2 bedroom 2 bath floor plans. I was unsure about them at first, but took the risk. Contact us to find out more and don't forget to ask about our fast-tracked program. On Monday I submitted all requested paper work including personal information. These cookies track visitors across websites and collect information to provide customized ads. The Insurent Lease Guaranty is issued to the landlord when you have executed the Tenant Participation Agreement and paid the guaranty fee. Nearby ZIP codes include 92821 and 92822. Just because someone shouts anything doesn't make it true. Yes. How you divide the fee payment for the Lease Guaranty between yourselves is at your discretion. We'll be your co-signer. When is the Insurent Lease Guaranty issued to the Landlord? Since, I've gotten emails from David Rothchild & their Visnova USA corporate compliance team that their working on it. "If a landlord is willing to bait and switch, they might not be someone you want to rent from," Edward Mermelstein, a real estate attorney at One & Only Realty in New York, told Business Insider. This place and *********************** took money from my family after losing our home following covid. The risk of identity theft is significant, and can happen in much the same way as the wired money scam. This cookie is set by GDPR Cookie Consent plugin. The Insurent Program can also issue guarantees for U.S. persons with no U.S. based credit history. I will be applying with my roommate(s) for the Insurent Guaranty. "I brought my client to a lease signing for her apartment and the lease stated the rent was $50 more than initially agreed, as well as $500 extra in up-front building fees," Elliott Sudwarts, a New York real estate agent, told Business Insider. Yes. Payment must be made by cashier's check or bank check or money order. Reply from Luxury No Credit Check Apt Approval and Lease Guarantor. Two potential downsides, however: The card charges an annual fee of $35, and . 198 likes. Our Lease Guaranty is fully secured by the financial strength of Argonaut Insurance Company, an A- rated (Excellent) insurance company by A.M. Best, giving landlords and property owners peace of mind, and getting you approved faster. We help people get their new homes since 2014 non-stop. Once approved for an apartment, most apartments will require a signed lease. Corporations. Here are 8 tips for writing great reviews. The Insurent Lease Guaranty Program is underwritten and issued by Argonaut Insurance Company, a property and casualty insurance company rated A (Excellent) by A.M. Best and licensed in New York and 48 other states. The property may require other fees and deposits. Situated at adjacent to Imperial Highway, near State Route 57. On average, the guaranty fee for U.S. parties will approximate 70% - 90% of a month's rent for the one year lease guaranty. Can the Insurent Program help me if I just have significant cash liquid assets or marketable securities? Avoid wiring money to complete the transaction and likewise, avoid paying in cash. Once the tradelines mature, you will be able to enjoy the many privileges that accompany a strong credit score. Green Dot primor Visa Gold. Guaranteed Apartment Approval Complaints Complaints Guaranteed Apartment Approval Apartment Rental Service View Business profile Customer Complaints Summary Business's Response Rate:. We process all Rental Credit applications on your behalf! Get in into the PERFECT school district i have been wanting for SOOO long! We screen based on our own set of compassionate criteria, and we stand behind every person we approve. The Insurent Lease Guaranty Program is the first and leading provider of institutional guarantees on residential leases accepted in over 775,000 apartments representing over 8,000 buildings in the markets of New York, New Jersey, Massachusetts, Illinois, Maryland, Virginia, Washington DC, Nevada, California and Florida. Get the lease or the terms of the rental in writing, and be sure it includes contact information for the landlord that includes a physical address and phone number (not just a PO Box). You have to be patient with responses as they get so many applicants.. they will get back to you, IF you qualify. You should vet the listing agent before handing over any money to be sure that he or she is, at the very least, an actual agent or the landlord with the legal authority to rent the apartment. This company literally helped prevent us from being homeless!! ONE!!! , an estimated 5.2 million renters have lost money to rental scams. I was able to live in an upscale townhome in a fabulous school district because they didnt let my credit score define me! It goes against our guidelines to offer incentives for reviews. Took about 5 days and then I called the property to make sure and I got confirmation from the manager it's a done deal. You should prepare before moving the first piece of furniture through the door by photographing every room in detail to show existing damage and condition and email the photos to ensure there's a date proving when they were taken. It did for me. They're strict, but considering the business they're in, it's to be expected. Guaranteed Apartment Approval credit qualified for me so I wouldn't have to. This is where Insurent steps in to make getting approval a whole lot easier. Our Apartment Approval Program is the best in the nation. Let renters who need a co-signer know we can help them. I'm really hoping to at least speak to someone. It's easier for property managers to say yes to these renters when they have a co-signer. We 'Pre-Screen' you based on the Qualifications from our Referral Partners and match you with the best company based on what you qualify for any what your requirements are. Well I got approved. Joule La Floresta. These cookies will be stored in your browser only with your consent. One particular apartment was in processing with them and requested a admin fee of $620 which I paid promptly to avoid anymore delays. The Guaranty fee is paid in full prior to the execution of the apartment lease. We also help with building credit with our step by step process. All applicants and others considering to use the service must qualify with the same rules. I wasted over 4 months and $1400+ looking for an apartment using this company. Easy, done. TWO (2) FREE ASSIGNED PARKING are INCLUDED with the rent. As the website states " YOU MUST QUALIFY FOR OUR SERVICE" . Our Home Approval Program makes it easy. There are plenty of companies out there that will happily take your money and tell you what you want to hear and then disappear after you pay them. just send a special thank you to the firm I work with for partnering with Guaranteed Apartment Approval and offering this service to I asked several of their apartments they claim to work with, and theyve never heard of this company or its affiliates. Fill out the lease guaranty application online and send us your paperwork. Guaranteed apartment approval actually promotes you to go and see the apartment before applying, so how that could of been the issue was surprising and suspicious to me. The cookie is used to store the user consent for the cookies in the category "Other. When used to describe personal loans, the guarantee refers to instant decisions that take place at least twice during the borrowing process once at prequalification and again at final approval. Our Program has a 100% success rate for approvals. All you need to do is provide Renter's Insurance and Proof of Utility Service in your name and arrive to pick up your keys to your new home! Just stay clear. I always got a prompt response from them when I texted. There is no application fee. If you want proof let me know.P.S. I asked david and he said their a situation. Gary Group Realty LLC Broker #9009741 I live in a peaceful community right outside Atlanta, GA thanks to Guaranteed Apartment Approval helping me move in this brand new Complete Our Guaranteed Second Chance Rental Application Acceptable Applications Include Renters With: :Evictions :Broken Leases :Eviction Filings :Rental Balances :Poor Credit :Bankruptcies :Foreclosures Get Approved For An: :Apply For An Apartment Here : Apply For A House Here : Apply For A Townhome Here : Apply For A Condo Here While personal loans are its core offering, the company also provides auto loans and student loans. Luxury No Credit Check Apt Approval and Lease Guarantor. Can I still qualify for an Insurent Lease Guaranty? What are the basic requirements for a renter to qualify for the Insurent Lease Guaranty ? I would recommend this company. We can Help!Anchor Your Assets Lease Guaranty (888) 361-7643 No Credit Check Apartments Testimonials dating 50+ speed dating firmen Login Credit Inquiry Removal Contact Risk Free Only Pay if we Can Help You Our offer: Guaranteed Rental Approval Risk Free Only Pay if we Can Help You Brokers and Leasing Agents benefit by being able to close deals quickly. We are the #1 Apartment Approval Company in the nation. A Responsible Party would be a person in your home country (normally a father, mother or relative) who meets either of the following tests: (i) has a minimum annual income of approximately 50x the monthly rent you are seeking or (ii) has cash liquid assets or marketable securities equal to a minimum of approximately 80x the monthly rent that you are seeking. Baron Christopher Hanson, a consultant who helps relocate corporate clients, has seen this con before. It's especially critical to never submit a lease application or credit check for a property you've only seen online and to a listing agent whom you've only talked to remotely. The apartment approval process is similar to taking out a loanyou must prove that you're not a credit risk and can keep up with monthly payments. I am a non-U.S. person with no U.S. credit history. No. Insurent is continuously expanding its base of certified buildings. I had an eviction on my record due to living with some roommates several years ago and they let the apartment get taken after I moved out but they were still living there until the lease was up. If you want to rent an apartment in a building that has not yet been certified by Insurent, the estimated time for certification of a building is one hour provided the owner/landlord wants to sign up their building. I just reported them to BBB (Better Business Bureau). See Fewer. Our program eliminates the hassle of finding a suitable co-signer. Similar to when you apply for an apartment lease, if you file such a co-application, both of your applications will be reviewed. We will go over what is needed to get approved for an apartment, tips they won't tell you when applying, and programs 5 Ways To Rent An Apartment EVEN IF You Have Bad Credit or Have an. Guaranteed Rental Approval | 2NDCHANCEAPARTMENT.COM We use cookies on our website to give you the most relevant experience by remembering your preferences and repeat visits. "If it doesn't feel right, it probably isn't right," Mermelstein said. In fact, you will be subject to legal action for the full recovery of any payments that the insurer makes to the landlord on your behalf. Dave grew up in New Jersey before entering the Air Force to operate satellites, teach space operations, and do space launch planning. Get Approved For Your Own Apartment or House - Second Chance Guarantor Program. I was a client for 4 years while my BK13 case ran its course. "By the time you discover the keys don't work, they're long gone.". If you can prove your income, we make it work. As a landlord, this is a no-brainer. 2023 Trustpilot, Inc. All rights reserved. A Wholly Owned Subsidiary of Nationwide Financial Solutions, LLC. We specialize in connecting you with the home of your choice, regardless of past credit challenges. We have seen every scenario and we're here to help. They also almost always communicated through email and text message. One month ago I found an apartment that I perfectly fit into but couldn't get approved. Information is deemed reliable but not guaranteed. It does not store any personal data. I received excellent service from this company. He then spent eight years as a content lead on the Windows team at Microsoft. Be careful people, they are preying on anyone who contacts them.Update: If your reading this and would like to see the proof of this business being a scam. Bums!!! The NYC lease guarantor service began in New York but has expanded rapidly to other major markets including New York, New Jersey, Massachusetts, Illinois, Maryland, Virginia, Washington DC, Nevada, California and Florida. Again, ONE question and one of their employees became enraged and defensive. We followed up with places he suppose to contact and he didnt. What markets are covered by the Insurent Lease Guaranty Program? Self-employed people are eligible to qualify for an Insurent Lease Guaranty. If most people are not happy with a service, they typically go elsewhere, but this MENTALLY UNSTABLE woman continues to reach out !SEE HERE: Form Inquiry 1: https://ibb.co/jMCjJnPForm Inquiry 2: https://ibb.co/zfL03HnForm Inquiry 3: https://ibb.co/JdKV1Rz. Now I live in a gorgeous apartment. Close deals quickly with no need for cosigners. They didnt charge any fees to review my application. Submit signed application via email along with applicable documents we request such as your Driver License or State ID, SS Card, & Proof of Income.