Guilty Gear Strive releasing March 6 on Xbox/Game Pass, Rumour: Fable Reboot Is Miles Away While Xbox Focuses On Hellblade 2 And Avowef. How much is Xbox All Access? Play together with friends and join the greatest community of gamers on the most advanced multiplayer network. 2023 GAMESPOT, A FANDOM COMPANY. In all three cases, you might consider purchasing an Xbox One X instead of the Series X. If you redeemed the 24-month Xbox Game Pass Ultimate membership prior to returning your Xbox All Access purchase, the 24-months of Xbox All Access Ultimate will be removed from your account at time of return. The Microsoft Limited Warranty covers the Xbox console for one year (90 days for the controller and accessories), irrespective If you do not see an option to redeem your Xbox Game Pass Ultimate through initial setup and/or through the Settings app, please perform a reset of your console, in order to be prompted to claim your services. As Microsofts most powerful last-genconsole, the Xbox One X makes a compelling case for itself in a few ways: Enrolling in Xbox All Access only makes sense if youre 100% certain youll want Ultimate Game Pass for the next 24 months. All-Digital and Disc-Free: Go all-digital and enjoy disc-free, next-gen gaming with the smallest Xbox console ever made. Having a good credit score can help you qualify for financial products at lower interest rates. With that out of the way, lets jump right in! XBOX ALL ACCESS Your all-inclusive pass to Xbox Get an Xbox Series X or Xbox Series S console, plus 24 months of Xbox Game Pass Ultimate, from 20.99/mo. Honors CEO says it could happen, Apple just changed iPhone trade-in values see what yours is worth now, Specialized Turbo Como SL 4.0 Ebike review: A Super Smooth, Carefree Cruiser, The best tech tutorials and in-depth reviews, Try a single issue or save on a subscription, Issues delivered straight to your door or device. Get an Xbox Series X console and 24 months of Xbox Game Pass Ultimate for one low monthly price with Xbox All Access. Or maybe youre totally new to console gaming. I also love Ultimate Game Pass. Joshua holds a Bachelor of Fine Arts in Creative Writing and has been exploring the world of video games for as long as he can remember. The Xbox Series X is now available at GameStop through Microsoft's Xbox All Access financing program.. You should be fine as long as your credit isn't bad. Experience a huge variety of games from every genre and with games added all time, theres always something new to play. for full terms and conditions. Reddit and its partners use cookies and similar technologies to provide you with a better experience. He hopes to one day explore the stars in No Man's Sky with the magic of VR. Is Xbox All Access really as good of a deal as it sounds? Xbox All Access is basically a financing option that charges you $35 a month for two years. Connect with friends via online multiplayer. If youve been playing your Xbox One for years and youre just. They have not responded to my submission via their portal and when I call them, their automated recording directs you to call Citizens Financial for XAA inquiries. 1999-2023 Tweak Town Pty Ltd. All Rights Reserved. ^With approval of Citizens Pay Line of Credit at 0% APR and 24-month term. TweakTown and its logo are registered trademarks. Does Xbox All Access cost more than purchasing a console and Game Pass separately? You cannot cancel your membership and reduce your monthly payment. Create an account to follow your favorite communities and start taking part in conversations. I did have a collection get paid in full, but I doubt I'll get approved so I probaby shouldn't risk the application. You cant downgrade from Ultimate to regular Game Pass, for example, or cancel it within 24 months for a partial refund. You can pay $80 up front and lease the Xbox. You can buy refurbished or pre-owned Xbox One X consoles for well under $300. Play thousands of games from four generations of Xbox with the next-gen console that fits your play style. Liftforward has no customer service as far as I can tell. Not sure where you stand? Xbox All Access is Microsofts financing program for the Xbox Series X and S consoles. Whats the catch? 700 is by no means great, but you're still BSing. I got denied with a 650 score around the time the Series S/X released. Your purchase must Fifteen times 24 equals $360. You can also get Game Pass access promotions with certain games and hardware. Can I combine Xbox All Access with any other promotional offers? Over 50% will have a definite negative impact on a credit score, and a maxed-out card will very negatively impact the score." You apply for a line of credit with Citizens Bank (opens in new tab), which charges you $35 a month for 24 months. Of course, a lot of this analysis sidesteps one important issue: right now, its nearly impossible to get an Xbox Series X without Xbox All Access, and relatively easy to get an Xbox Series X with it. If you can't hit that cut . What happens to my current ultimate subscription? Still, if you do get Xbox All Access, just remember to pay on time, and in full, every month. xbox series X My credit score is like 700 but still got rejected. Buying the Xbox Series X with Xbox All Access comes out to a total of $839.76 after the two years is up, totaling up to a $19 savings by going with the payment route. Might also be worth checking a site like Experian to see if there are any issues with your file, address conflicts etc. But how are you going to justify a $299 or $499 purchase on a tight budget? Simple: you can get Ultimate Game Pass way cheaper. This has been one of the most asked questions when it comes to the new payment plan options provided by Microsoft for the Xbox Series X and Xbox Series S. The answer is yes, and in most cases, buying a new Xbox using the payment plan will actually save you a little money, too. So Xbox All Access is not a good option if you just want to try next-gen gaming, since its a near-$1,000 financial commitment. Small hit for the credit check and the hit can be bigger depending on how much debt you have. Disclaimer: The content on this site is for informational and educational purposes only and should not be construed as professional financial advice. Xbox All Access only includes the console, one controller, an HDMI cable, and 24 months of Xbox Game Pass Ultimate. The $35 per month, no extra money deal also applies only for two years. Play hundreds of games with Game Pass Ultimate on a brand-new console. A Citizens One Line of Credit lets approved customers buy a console with Xbox All Access for a low monthly price and no upfront cost. You apply for a line of. You purchase it from Walmart who partners with Liftforward for BNPL (buy now pay later) financing programs. Thats honestly pretty amazing, considering financing virtually every other asset on the market (home, car, etc.) All Access allows consumers to sign a credit lease contract and pay for a next-gen Xbox Series X or Series S console over time. AVForums.com is owned and operated by M2N Limited, To confirm terms and conditions, click the "Apply Now" button and review info on the secure credit card terms page. A gently pre-owned Xbox One X costs around $300 now and plays countless Xbox titles in 4K already. But does it also show on your credit profile that a new account was opened as a line of credit? Play hundreds of games with Game Pass Ultimate on a brand-new console. See retailer for details. Thank you for helping us bring Xbox All Access to the U.S later . Yes! The purchase is subject to the retailers return policy. Microsoft's Xbox All Access program opens new flexible access points for consumers who don't have $499 or $299 to drop on a new Xbox. Am I missing something or does the article not elucidate what "guaranteed" means. According to Microsoft, you can return your Xbox All Access subscription to the retail store where you purchased it for a full refund of the payments youve made, but only within the retail stores return window (typically 30 days). Thinking about getting a second system. If you want an Xbox Series S, you can get one at GameStop for $300 (opens in new tab) right now.). A chief benefit of using a payment plan to purchase a gaming console and video game access is the low monthly cost. Care to explain how it's a rip off to sign up for Xbox All Access? Enroll with ease Qualify and enjoy low monthly payments, with nothing due today^ 3. 3. If Citizens likes your credit, it will provide an Xbox Series X, as well as a monthly Xbox Game Pass Ultimate subscription, and charge you $35 per month for them. If youre struggling in that department, make sure you, 24 months of Xbox Game Pass Ultimate (24 x $14.99). Now, lets do a little math. More Information: Xbox All Access: Get an Xbox Series S and Xbox game Pass Ultimate (sold separately), including over 100 high-quality games, with no upfront cost. Signup for a Free Account. If youre wondering whether Xbox All Access is a good way to get an Xbox Series X, Im here to tell you that it is and it isnt. The Xbox Series S is where the savings really kick in, though. The biggest reason to avoid Xbox All Access, however, is that 24 months of Xbox Game Pass Ultimate at full price is incredibly expensive, and potentially unnecessary. of the length of your financing term. This program was specifically made to lock you into an ecosystem where you make systemic payments, and therefore are less likely to deter from that platform--incremental payments ensure long-term investment, which is what Microsoft cares about most--and a direct route to Game Pass, a service that features tons of online-driven monetized games. why guess would be minimum 600's but with a decent length of history for ID verification purposes. Ultimate also offers downloadable games on PC, as well as streaming games for Android and iOS. For a better experience, please enable JavaScript in your browser before proceeding. Power your dreams - Xbox Series X, the fastest, most powerful Xbox ever. So if you enroll in Xbox All Access, youll actually end up saving around $63 versus purchasing the console and Xbox Game Pass Ultimate separately. That's a smaller and more meager $20 savings over MSRP. This means that some of the best games from EAs history, including Titanfall, Mass Effect, Battlefield, and Fifa have joined Game Pass as well as future titles. If you go over 90 days you will have to pay over $1100 in a 12 month period. Last edited: Dec 1, 2021 If you dont need those options, you can buy a cheaper Xbox-only Game Pass subscription. Klarna offers a flexible way to pay for smaller purchases. Azure Free Account - includes 1 year of free services and $200 credit for the 1st month. No. Xbox All Access is your all-inclusive Xbox pass, similar to the Xbox Live Gold. Total Cost: $839.76. I think my credit score is 802. Normally, the . If youve been playing your Xbox One for years and youre just ready for next-gen and everything it has to offer, Xbox All Access makes sense for you. Verizon is pleased to be partnering with Affirm and Xbox to offer Verizon customers the option to purchase Xbox All Access for a low monthly price, no upfront cost, and 0% APR for 24 months to qualifying customers.*. Taxes may apply. Of course, there are always different deals and things for Game Pass Ultimate (like the $1 deal going on at the time of publishing this article), which definitely changes things up. Press J to jump to the feed. To summarize, heres how you can get the Xbox All Access experience for half off: 1. Learn more at https://www.xbox.com/xbox-game-pass. Instead of paying hundreds all at once, consumers pay in monthly installments across a 24 month term. You can use All Access to purchase Xbox Series X or Series S hardware. Even in a pandemic-stricken economy, $35 per month isnt a horrible price to pay. You want it to be under 30% ($750) or between 1%-9% ($25-$225) for max utilization points. Xbox All Access may be cheaper than paying cash and subscribing to Ultimate for two years, but $650 or $900 is still a lot to spend on video games. Start right away Your Xbox Game Pass Ultimate membership will be waiting for you on your new console Xbox Series X The fastest, most powerful However, after trying to look it up for 2 days, I can't find a recommended credit score. And if you plan on gaming online, Game pass isn't an option, it's a requirement. Game Pass Ultimate, Xbox Series S + 24 mo. Opinions expressed here are author's alone, not those of the bank, credit card issuer, or other advertiser, and have not been reviewed, approved or otherwise endorsed by the advertiser. Editorial Disclosure: This content is not provided or commissioned by the bank, credit card issuer, or other advertiser. And since Ive recently gotten addicted to Assassins Creed: Odyssey, Ive just let my UGP subscription lapse. Your Xbox Game Pass Ultimate membership will be waiting for you on your new console. Investment Calculator: How Much Will You Earn? While the savings arent massive, there are some to be had here, and in most cases Microsoft is actually hurting itself by not just selling the consoles and Game Pass outright. To illustrate, on BestBuy.com theres a. for Xbox All Access. The ultimate financing is provided by Citizens Financial Group. I wonder how even got my car. We may earn an affiliate commission. By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. If your console malfunctions after that one-year period (or your controller or accessories malfunction after 90 days), you would be responsible. It's a financing contract. -9%$26995$299.90. What else does it include? Does the 24-month Xbox Game Pass Ultimate membership have to go to whoever bought Xbox All Access? 2 will cost you money in interest. Advertiser Disclosure: The offers that appear on this site are from companies from which MoneyUnder30 receives compensation. Were here to go over all the details you need to know, so lets get started. To recap: If you arent 100% certain that you can spend $35 per month for 24 months, or if you arent completely sold on the concept of Xbox Game Pass Ultimate, then Xbox All Access is probably not the right option for you. 2 games that would otherwise cost you $70 to buy on release day are launching on Game Pass. You are using an out of date browser. Is RetroArch still using internal SSD space even though my games are on an external USB HDD? Understanding Overdraft Protection and Fees, Best Companies For Student Loan Refinancing in 2022, How To File A FAFSA As An Independent Student. Source: eBay listing by seller momogamingtech. Realistically, your best alternatives are tocough up the cash from your savings (steer clear of that emergency fund, though) or take advantage of a newcredit card sign up bonusto offset some of the cost. So I am thinking about grabbing an Xbox this year and was intrigued by the all access program. As such, youre essentially getting $860 worth of goods for $840. for 24 months, the Xbox Series S will cost $660 with 2 years of Game Pass Ultimate. around $63 versus purchasing the console and Xbox Game Pass Ultimate separately. Anyone who has this program already and know this, I would appreciate an insight. FREE Shipping. Whatever balance is recorded on your statement date, is what's reported to the bureaus to determine your score. Support said take it back where you bought it, so back to Best Buy we went. At $25 a month over two years for the Xbox Series S, you'll pay $600 total. Xbox All Access provides a new console plus 24 months of games and multiplayer for a simple monthly price. for next-gen and everything it has to offer, Xbox All Access makes sense for you. and you can enjoy some affordable, guilt-free 4K escapism. What should I do if I purchased Xbox All Access but dont see an option to redeem Xbox Game Pass Ultimate on my console? As good a program as Xbox All Access is, it is still a finance agreement and it comes with all the associated paperwork, risk, and credit checks that a finance agreement anywhere else would have. Ill sometimes buy a one-month code if theres a new game I want to play that I know I can beat in a month, like Halo Infinite. Details For 24 months excluding tax ($839.76/24mo.) Game Pass Ultimate, NASA astronaut snaps 'absolutely unreal' photo of auroras surrounding Earth, Xbox Series X may enhance Xbox 360, OG Xbox games too, Xbox Series X's Smart Delivery may let you custom install games, Xbox Series X games are 'unlike anything you've ever seen before', Microsoft: Xbox Series X's real magic is hardware and software synergy, Xbox Series X 4K 60FPS made possible by Zen 2 CPU, says 3D Realms dev, Xbox Series X enhancement patches will upgrade current-gen games. 2 are all arriving in 2023 on next-generation consoles only, making the temptation to upgrade more potent than ever. Then you can convert that into GPU on Xbox's website for either 1 buck or 14.99 when you sign up for GPU, Microsoft gives you the option to convert your Gold months 1:1 into GPU months. That will bring your score down. In case you're not familiar with it, Xbox All Access is essentially a financing option, but for a game console rather than a bigger purchase, such as a car or a house. Microsoft store said the credit payment wasn't available after I had already taken the hard credit score hit. Personally, I would feel more comfortable buying a console outright, even if it meant I had to wait a few more months to get my hands on one. If you have high debt then the hit will be bigger, but 800$ or whatever the All Access is shouldnt hurt you all that much. Normally, buying the Xbox Series S and 2 years of Game Pass Ultimate would cost you around $658.76. CRedit's main goal is to improve your credit, keep it healthy, and support you in decisions that you make that may affect your credit livelihood. I am obviously planning on paying monthly without missing any payments, but wanted to know if there is any viable was that my credit score will be hurt or changed? For more information, please see our Microsoft is basically bundling together your hardware and your software into one monthly fee to make next-gen gaming a bit friendlier to the average budget than asking $500 for a console plus $60-$70 per game. Initially your credit score may lower slightly, but the finance should help to increase it overall if anything. Reddit and its partners use cookies and similar technologies to provide you with a better experience. Your Xbox Series X|S is yours to enjoy forever. Citizens Bank will have you on the hook for the next two years, and a lot can happen in that time. Probably nothing too high, maybe 600-650 I would say. How much you pay every month depends on your credit. to finance your new console plus Ultimate Game Pass than you would by purchasing those items separately. The catch is that when something goes wrong (in my case, the xbox never arrived(!!)) please start by selecting Reset and keep my games & apps. If you factor in the one-month free trial, you can have an Xbox Series X plus 24 months of non-Ultimate Game Pass for just $787 after taxes, a sizable ~$120 savings off of 24 months of Xbox All Access. Toms Guide has written about Xbox All Access before, but weve never discussed it in great detail. To redeem during initial setup: Find out more about redeeming Xbox Game Pass Ultimate digitally. Opinions expressed here are author's alone, not those of the bank, credit card issuer, or other advertiser, and have not been reviewed, approved or otherwise endorsed by the advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. Enrolling in Xbox All Access is a commitment to pay $906.94 total over two years. While were always looking for new ways to give gamers the best value and choice, right now you cant add other items such as Xbox accessories or extended warranties to be included in your Xbox All Access monthly payment at this time. With the best possible terms at $25/mo. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Enroll with ease Qualify and enjoy low monthly payments with nothing due today^ 3. Game Pass Ultimate) =, Xbox Series X + 24 mo. That means no extended warranty, no physical games, no bonus controller, or any other bonuses. Its not a huge discount, but the important thing is that Citizens Bank isnt overcharging you, either.